body {
      margin: 0;
      padding: 0;
      font-family: "Noto Sans KR", Arial, sans-serif;
      background: #f8f9fa;
      color: #212529;
      line-height: 1.7;
    }

    .terms-wrap {
      max-width: 980px;
      margin: 40px auto;
      background: #fff;
      padding: 36px;
      border-radius: 14px;
      border: 1px solid #dee2e6;
      box-shadow: 0 4px 18px rgba(0,0,0,0.06);
    }

    h1 {
      text-align: center;
      color: #1F2A44;
      font-size: 30px;
      margin-bottom: 10px;
    }

    .sub-title {
      text-align: center;
      color: #6c757d;
      margin-bottom: 30px;
      font-size: 15px;
    }

    h2 {
      margin-top: 34px;
      padding-bottom: 8px;
      border-bottom: 2px solid #1F2A44;
      color: #1F2A44;
      font-size: 21px;
    }

    h3 {
      color: #343a40;
      font-size: 18px;
      margin-top: 22px;
    }

    p, li {
      font-size: 15.5px;
    }

    ul {
      padding-left: 22px;
    }

    .important-box {
      background: #fff3cd;
      border: 1px solid #ffe69c;
      color: #664d03;
      border-radius: 10px;
      padding: 16px;
      margin: 22px 0;
      font-weight: 600;
    }

    .danger-box {
      background: #f8d7da;
      border: 1px solid #f1aeb5;
      color: #842029;
      border-radius: 10px;
      padding: 16px;
      margin: 22px 0;
      font-weight: 600;
    }

    .info-box {
      background: #e7f1ff;
      border: 1px solid #b6d4fe;
      color: #084298;
      border-radius: 10px;
      padding: 16px;
      margin: 22px 0;
    }

    .agree-box {
      margin-top: 36px;
      padding: 20px;
      border-radius: 12px;
      background: #f1f3f5;
      border: 1px solid #ced4da;
    }

    .agree-row {
      display: flex;
      align-items: center;
      gap: 8px;
      font-weight: 700;
      font-size: 16px;
    }

    .btn-wrap {
      text-align: center;
      margin-top: 24px;
    }

    button {
      border: none;
      border-radius: 8px;
      padding: 12px 26px;
      font-size: 16px;
      font-weight: 700;
      cursor: pointer;
    }

    .btn-primary {
      background: #1F2A44;
      color: #fff;
    }

    .btn-primary:disabled {
      background: #adb5bd;
      cursor: not-allowed;
    }

    .date {
      text-align: right;
      color: #6c757d;
      margin-top: 30px;
      font-size: 14px;
    }